Introduction:
The 50/30/20 rule is a straightforward budgeting guideline.
Allocation:
50%: necessities (housing, utilities, food)
30%: discretionary spending (entertainment, hobbies)
20%: savings and debt repayment
Conclusion:
This rule provides a clear starting point for budgeting and achieving financial balance.
hree Electronics’ success with WhatsApp automation proves that digital transformation doesn’t have to be expensive or complicated. For MSMEs, the power lies in choosing the right tools, segmenting wisely, and communicating consistently. Whether you sell smartphones, clothes, groceries, or services, WhatsApp can become your 24/7 sales and support assistant.
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